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Payment Policy

Payment Policy

Having a clear understanding of the financial arrangements and payment expectations is crucial to building and maintaining trust and friendships.  Please take the time to review our Payment Policy and our Service Offerings.

It is a requirement of Wilkerson Funeral Home that a Statement of Goods and Services be fully completed with both charges and a payment plan with signatures of all responsible parties prior to any services being scheduled or published.  All payment methods other than payment in full at the time of the arrangement conference require two creditworthy signatures.

We do offer a variety of payment options for settling funeral expenses:

  • Accounts may be paid in advance through a funeral trust or insurance policy
  • Payment by cash or check within 3 days of the funeral contract date
    • We offer a 3% discount, off of merchandise only, with this option
    • Credit card Payment does not qualify for this discount
  • Payment by cash, check or Credit Card (Visa, MasterCard, or Discover)
    • To make a payment through our website, please visit our Payment Center
  • Insurance assignment
    • We require that the policy or policy information be left with us and that we complete all necessary paperwork prior to the service.  Arrangements may be delayed until policy values and beneficiaries are verified with the insurance company home office.  Cash advance items are to be paid in ful prior to services being rendered.  Lapsed policies, contested policies, policy loans, and incorrect information supplied by the home office are the sole responsibility of the purchasers.  If insurance proceeds are delayed for a period of more than 60 days, we require that the purchaser make arrangements to pay the funeral account immediately.  A "Pending" death certificate could delay processing 90 days or more.
  • 30-day Accounts
    • We require a minimum of 2 signatures in addition to the signature of spouses, all subject to credit approval.  We also request the signatures from all of the next-of-kin and their spouses.  Cash advance items are to be paid at the completion of the arrangement conference.  The balance due is to be paid within 30 days from the date of the contract.  We will need to know the source and ownership of the funds that are to be used to pay the bill.  The presentation of this claim against an estate does not relieve you of your financial and legal responsibility to pay this bill.  A late payment penalty will be added at the rate of 1 1/2% per month (18% annual) on the unpaid balance after 30 days.
  • Installment Plans
    • Arrangements may be made for monthly payments upon credit approval.  Interest charges accrue at the rate of 1 1/2% per month (18% annual) on the unpaid balance.  A minimum of 35% of the total funeral charges must be paid as a down payment prior to the funeral in addition to the payment of all cash advance items.  The maximum term is 12 months.  You may be asked to complete a written application and may be required to offer some type of collateral to secure the loan.   We also partner with Tribute Loans that may offer more flexible payment options.  Funding through tribute loans are subject to a 5% origination fee.



Joint Responsibility

You as an individual are responsible for the total and entire amount of the funeral bill. In the event there exist multiple payers, we may send bills to multiple people, but this division shall in no way relieve you of your financial responsibility for the entire bill. In the event that a payment due by another party is past due, we will ask that you make the payment immediately. If it become necessary to take legal action in collecting the bill, suit may be entered against you even if the action is brought on by the failure of another party to pay. You are responsible for any attorney fees incurred in efforts to collect this bill.



Cash Advance Items

Since Cash Advance items represent monies paid out by the funeral home on behalf of the family and have no mark-up or profit involved, we ask that payment of these items by made by other than credit card.

Wilkerson Funeral Home - Vanceboro
Phone: (252) 244-0770
608 Farm Life Avenue, Vanceboro, NC 28586

Wilkerson Funeral Home & Crematory - Greenville
Phone: (252) 752-2101
2100 East Fifth Street, Greenville, NC 27858

Pinewood Memorial Park
Phone: (252) 752-9220
4150 East Tenth Street, Greenville, NC 27858

Farmer Funeral Service
Phone: (252) 746-3510
109 Second Street, Ayden, NC 28513

Winterville Cremation & Funeral Services
Phone: (252) 752-2103
113-C West Firetower Road, Winterville, NC 28590


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